Refinance your student loans and save thousands with KeyBank.

Contact KeyBank, 855.245.0989

About KeyBank

Join the 4,000 other ADA Dentists who have taken control of their student loan debt by refinancing through KeyBank (formerly Laurel Road). Highlights of the KeyBank Student Loan Refinance program include:

An exclusive 0.30% rate reduction¹ on loans for ADA Members
No application or origination fees, and no payment penalties
Flexible repayment options for residents during training
Concierge-level customer service from dedicated representatives
Check rates in 5 minutes – no hard credit pull required²

Looking for guidance about what path to student loan repayment is right for you? Schedule a free 30-minute consultation with a student loan specialist at KeyBank (formerly Laurel Road). This one-on-one consultation will review your student loan history, analyze your repayment and forgiveness options, and help you create a personalized plan.

ADA Member Value:
Qualifying ADA Members receive a 0.30% rate reduction to KeyBank’s already low rates for the life of the loan, plus an additional 0.25% rate discount when monthly payments are made automatically from a bank account. Additionally, ADA Members can receive a free 30-minute student loan consultation from the experts at KeyBank (formerly Laurel Road).

As of March 16, 2026, Laurel Road has joined the KeyBank name and banking platforms to enhance your overall banking experience. Learn more here.

Valued Voices

“Laurel Road has been helpful [with] my student debt & mortgage. I couldn’t be happier.” Dr. Kyle Katynski, Troy, MI

Valued Voices

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans, you will no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans, which may include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or certain forgiveness options granted to Parent Plus borrowers. Please carefully consider your options when refinancing federal student loans and consult www.studentaid.gov for the most current information.
¹The 0.30% ADA member interest rate discount is offered on new student loan refinance applications from active ADA members. The ADA discount is applied to your monthly payment and will be reflected in your billing statement. The ADA member discount is only available at loan origination and at no other time, and will go into effect on the date the loan funds are disbursed. This offer cannot be combined with any other discounts from KeyBank affiliated partners or employers.
²Checking your rate with KeyBank only requires a soft credit pull, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.