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BMO Harris Bank: All loans subject to credit approval and loan amounts are subject to creditworthiness. Promotional rate available on completed fixed rate term loan applications submitted November 7, 2019 through April 30, 2020. Promotional rate only available for loans between $250,001 and $1,000,000 for a term of ten years, with a maximum combined loan commitments amount of $1,000,000. Relationships over $1,000,000 receive custom pricing. The promotional interest rate we offer to you may vary from the rate shown here and will be based on your credit qualifications at the time of the offer. The promotional rate being offered includes a 0.50% ADA Member Advantage discount which is only available to ADA members. In order to qualify for the lowest rate available, you must authorize BMO Harris Bank to withdraw your loan payment each month from a BMO Harris checking account (Auto Pay). Your rate after the promotional period ends will be fixed for the remaining term. Excludes lines of credit, Small Business Administration loans, consolidation and/or refinance of existing debt held at BMO Harris, and any term loan product that contains a variable rate. Promotional rate only available with specific prepayment agreement. Additional restrictions may apply. Contact a BMO Harris Banker for complete details.

BMO Harris Bank N.A. Member FDIC.

U.S. Bank: To earn first use bonus, eligible net purchase must be made within 90 days of account open date. Account must be open and in good standing to earn and redeem rewards and benefits. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Rewards points expire (5) years from the end of the calendar quarter during which they were earned. Bonus will be credited to your account 6-8 weeks after the end of the promotion period.

Chase: Savings based on comparison of ADA members using Chase merchant services versus third party payment processing data (The Strawhecker Group, June 2019, Dentist/Orthodontist merchant type). Savings may vary based on processing volume. Merchants are required to complete an application and agree to terms and conditions at the time of enrollment.