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Get Started with 20,000 Bonus Points 

Spend $5,000 on eligible net purchases within 90 days of account open date and earn 20,000 Bonus Points1,2 

Earn rewards faster while enjoying incredible perks and travel benefits with the ADA® Preferred Rewards Visa Signature® Card!

  • No Foreign Transaction Fees - Enjoy no foreign transaction fees when traveling abroad.
  • Redeem points for your choice of rewards - Choose travel, merchandise, gift certificate, cash back3 and more!
  • Earn an additional 20,000 Bonus Points After $125,000 annual spend.4
  • No Annual Fee

Apply Now

Exceptional Points Value

ADA Visa Card rewards points redemption chart 

Apply now for the ADA Preferred Rewards Visa Signature Card

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. ©2019 U.S. Bank National Association.  All rights reserved.

1To earn the 20,000 bonus points, you must spend $5,000 on eligible net purchases within 90 days of account open date. Bonus points will be credited to your account 6-8 weeks after qualifying purchases are made. 
2Accounts must be open and in good standing to earn and redeem rewards and benefits. Rewards points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, please refer to your Cardmember Agreement for additional information. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy , or death). Points will expire five years from the end of the calendar quarter in which they were  earned.  
3Cash back is redeemed in the form of a statement credit. 
4The $125,000 spend must be on eligible net purchases, and it is per calendar year. Bonus will be credited to your account 6-8 weeks after the end of the promotion period. 
5Reward points are earned with your ADA Visa credit card.  U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. 
6Cardmembers are responsible for the cost of any goods or services purchased by Visa Signature Concierge on cardmembers' behalf. 
7Certain limitations and restrictions may apply. Please refer to for program details. 
8No preset spending limit does not mean unlimited spending.  Individual transactions are authorized by card issuer based on factors such as account history, credit record and payment resources.  Card issuer will preset an upper limit for revolving balances and cash options. 
9U.S. Bank provides zero fraud liability for unauthorized transactions. Cardmember must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. 
10As an ADA Visa Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your ADA Visa Card issued by U.S. Bank National Association. Refer to your ADA Visa Card "Guide to Benefits" for complete terms and conditions. 
11Some limitations may apply. Details are provided to cardmembers. 

Ask Andrea

Call 800.ADA.2308 Monday-Friday, 7:00 a.m. – 6:00 p.m. CT or email us your questions.

Dr. Melodee Armfield, an ADA member and long-time cardholder talks about how she uses her rewards for travel.