ADA Member Advantage

Panacea Financial Disclosure:
¹ 0.25% rate discount for Panacea Financial Practice Loans: Terms and conditions apply. Offer good for practice financing customers only and subject to lender approval. To receive the offer, you must meet Panacea Financial underwriting criteria and be an ADA member. Offer good for new customers only. Offer cannot be combined with any other offers, except any discount for making automatic payments. Offer subject to change. Panacea Financial is a division of Primis, Member FDIC

Volvo Disclosure:
² Restrictions apply. For active members of the American Dental Association and designated sponsees; active members may sponsor up to three (3) Volvo PINs per year.

Available toward the purchase or lease of a new 2024 or 2025 Volvo (excluding 2024 XC90, XC60, XC40, S60, S90, V60 Cross Country, and V90 Cross Country), a 2025.5 Volvo XC90, a Certified by Volvo vehicle purchase, or an Overseas Delivery purchase. Retired Service Loaners/Courtesy Vehicles and Retailer Demonstrators are also eligible. While supplies last, subject to availability. Volvo Car USA LLC (Volvo Cars) reserves the right to exclude or modify model or trim eligibility at any time.

Must take new retail delivery within 90 days of PIN creation date. Only one (1) Volvo PIN allowed per vehicle. Limit two (2) personal Volvo PINs and three (3) sponsored Volvo PINs per member per year. The Authorized Volvo Car retailer determines final sale price, base MSRP does not include packages, options, destination charge, port installed accessories or dealer accessories (if applicable). Additional purchase eligibility is extended to the eligible individual’s spouse and/or members of their immediate household. The buyer/lessee and the Volvo PIN participant’s legal home address must match the sales or lease contract. Co-buyers or co-lessees are permitted. Purchase Bonus, Lease Bonus, Loyalty Bonus, Conquest Bonus and/or Volvo Allowance when and if available are subject to change at any time and may vary from month to month and may differ based on geographic location.

Not compatible with other A-Plan by Volvo or Public Affinity Offer PINs. Volvo Car USA LLC (Volvo Cars) reserves the right to discontinue this offer at any time without notice. Vehicles may be shown with optional equipment at an additional cost. European specification vehicles may be shown. See Volvo Car retailer for complete details and eligibility. By submitting this form, members acknowledge that Volvo and its authorized Volvo dealer are permitted to use their information and that of the sponsored PIN recipient for marketing purposes.

Laurel Road Disclosure:
³ NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offer are subject to change without notice. All loans are subject to credit and collateral approval. Laurel Road is a brand of KeyBank National Association. All loans are provided by KeyBank. NMLS# 399797. Equal Housing Lender.