Refinance your student loans and save thousands.

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About Laurel Road

Join the 4,000 other ADA Dentists who have taken control of their student loan debt by refinancing through Laurel Road. Highlights of the Laurel Road Student Loan Refinance program include:

  • An exclusive 0.30% rate reduction1 on loans for ADA Members
  • No application or origination fees, and no payment penalties
  • Flexible repayment options for residents during training
  • Concierge-level customer service from dedicated representatives
  • Check rates in 5 minutes – no hard credit pull required2

Looking for guidance about what path to student loan repayment is right for you? Schedule a free 30-minute consultation with a Laurel Road student loan specialist at GradFin3 . This one-on-one consultation will review your student loan history, analyze your repayment and forgiveness options, and help you create a personalized plan.

ADA Members who use GradFin to help track compliance with relevant government programs or just monitor their student loan options on an ongoing basis will get a 20% discount4 with an annual membership.

ADA Member Value:

Qualifying ADA Members receive a 0.30% rate reduction to Laurel Road’s already low rates for the life of the loan, plus an additional 0.25% rate discount when monthly payments are made automatically from a bank account. Additionally, ADA Members receive a free 30-minute student loan consultation from the Laurel Road experts at GradFin and a 20% discount on annual GradFin membership.

Valued Voices

“Laurel Road has been helpful [with] my student debt & mortgage. I couldn’t be happier.” Dr. Kyle Katynski, Troy, MI

Valued Voices

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-Driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult Federal Student Aid for the most current information.

1 The 0.30% ADA member interest rate discount is offered on new student loan refinance applications from active ADA members. The ADA discount is applied to your monthly payment and will be reflected in your billing statement. The ADA member discount is only available at loan origination and at no other time, and will go into effect on the date the loan funds are disbursed. This offer cannot be combined with any other discounts from Laurel Road affiliated partners or employers.
2 Checking your rate with Laurel Road only requires a soft credit pull, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.
3 GradFin and Laurel Road are brands of KeyBank N.A.
4 ADA members get a 20% discount off membership rates on an annual Public Service Loan Forgiveness (“PSLF”) or Income Driven Repayment (“IDR”) membership with GradFin (“Offer”). The discount will be applied on the annual membership fee published at membership enrollment and will automatically apply at checkout. This Offer is only available to current ADA members, is non-transferable and cannot be applied to previous membership purchase(s). This Offer cannot be redeemed for cash or combined with other offers and is subject to change or be cancelled at any time and without notice.